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Karandaaz Pakistan, established in August 2014 as a not-for-profit entity, is a leading impact investor promoting financial inclusion and economic growth in Pakistan. As the implementation partner of the Enterprise and Asset Growth Programme (EAGR) and Sustainable Energy and Economic Development (SEED) programme funded by the UK’s Foreign, Commonwealth & Development Office (FCDO) and the Bill & Melinda Gates Foundation, Karandaaz operates with a double bottom line approach. It supports micro, small, and medium-sized enterprises (MSMEs) through structured credit and equity-linked investments while leveraging technology to enhance financial inclusion. The organization operates through four verticals: Karandaaz Capital, Karandaaz Digital, Karandaaz Innovation, and Karandaaz Research, focusing on sustainable growth, digital financial services, innovative solutions, and evidence-based insights.

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